XRP price prediction chatter is heating up as traders eye the Federal Reserve’s September 17 meeting. According to the CME FedWatch Tool, there is a 97% chance of a 25-basis-point cut, driven by an August jobs report showing just 22,000 new nonfarm payrolls versus a 75,000 forecast.
Macro tailwind builds
Market watchers say easier policy could boost liquidity and risk appetite. CME FedWatch data currently implies the near-certainty of a small cut. Therefore, sentiment around XRP price prediction has improved ahead of the decision.
Crypto.com CEO Kris Marszalek said, “Every time the Fed eases, crypto markets feel the impact almost instantly.” He noted that similar late-2024 cuts were followed by a 57% crypto market gain over four months. However, past performance may not repeat.
Analysts flag upside scenarios
Analysts project that a cut could see XRP rise to $3.10–$3.40. Some institutional outlooks even point to $5 in the medium term and up to $10 in the next bull market cycle. However, these XRP price prediction targets depend on liquidity and risk-on flows.
Key factors traders are watching include:
• Confirmation of a 25-basis-point cut on September 17.
• Follow-through in crypto market breadth and volume.
• Whether risk assets sustain momentum after the initial move.
Meanwhile, Marszalek’s comment suggests transmission from policy to prices could be swift. As a result, short-term volatility is possible around the announcement.
What’s next
Until the decision, expectations may continue steering price action. If the cut lands as implied, XRP price prediction narratives could remain constructive. Nevertheless, traders should consider macro surprises and liquidity swings.
For a primer on fiat-pegged tokens that often react to policy shifts, read our guide on how stablecoins work. For broader context on monetary policy tools, see this overview of monetary policy.



